If you like a quiet beach in the hot summer, cold winter and in between, then you will like Indian Pass.  Being located in the Florida panhandle, IP has all of the seasons.  It can get blazing hot and humid in the summer and freezing cold and damp during the winter.  And you will have all sorts of various flying objects (yellow flies, black flies & mosquitoes).  But the in between months can be great.
 

crowded beach on week of July 4th 2009

Lounging at the original Net House (we now have Net House #2, thanks to Hurricane Dennis)

Net House #2